WARNING! New Credit Card Scam!

Discussion in 'General Conversation' started by savage308, Mar 30, 2007.

  1. savage308

    savage308 New Member

    Messages:
    399
    State:
    Victoria, Texas
    Subject: New Credit Card Scam

    THIS IS TRUE---I CHECKED IT OUT AT SNOPES.COM Although it says the scam was started in 2003, this is the first time I've seen this. Thought I'd pass it along just in case others haven't seen it. This was the email I recieved from a friend.

    New Credit Card Scam

    This one is pretty slick since they provide YOU with all the information,
    except the one piece they want.

    Note, the callers do not ask for your card number; they already have it.
    This information is worth reading. By understanding how the VISA &
    MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

    One of our employees was called on Wednesday from "VISA", and I was
    called on Thursday from "Master Card".

    The scam works like this: Person calling says, "This is Margie Smith (any name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460.

    Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of your bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"
    You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security.

    You will need to refer to this Control Number. The caller then gives you a
    6 digit number. "Do you need me to read it again?"

    Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". She'll ask you to "turn your card over and look for some numbers". ; There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers' that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, they'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up.

    You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA'S security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

    Long story - short - we made a real fraud report and closed the VISA
    account. VISA is reissuing us a new number. What the scanners want
    is the 3-digit PIN number on the back of the card. Don't give it to them.
    Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for
    anything on the card as they already know the information since they issued the card !!

    If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

    What makes this more remarkable is that on Thursday, I got a call from a
    "Jason Richardson of Master Card" with a word-for-word repeat of the VISA scam.

    This time I didn't let him finish. I hung up! We filed a police report, as
    instructed by VISA. The police said they are taking several of these
    reports daily! They also urged us to tell everybody we know that this scam is happening.

    Please pass this on to all your family and friends. By informing each
    other, we protect each other.

    http://www.snopes.com/crime/warnings/creditcard.asp
     
  2. Coyote1

    Coyote1 New Member

    Messages:
    640
    State:
    Missouri
    Thanks Brother Shelby;
    Fortunately, they already tried this one on me and I did NOT fall for it. "They" could not answer MY Questions!:cool2:
    And, they did not like what I told them either and some of it I cannot repeat on this board!!
    Sufficient to say, "They" hung up! Still, I filed the report with MY Card Company. I was told they have created a task-force to deal with all the calls they are getting on this SCAM!
    Hopefully, your warning will help the Brother's and Sister's BEFORE they get taken in!
    Thanks Again
    Fraternally,
    Coyote1
    [[[[[End of Post]]]]]
     

  3. splitshot

    splitshot New Member

    Messages:
    2,827
    State:
    Coxsakie,N.Y.
    Thanks for the heads up Brother!!!
     
  4. Esox Hunter

    Esox Hunter New Member

    Messages:
    691
    State:
    Birmingham U.K.
    Another (less complicated) scam aimed primarily at WOMEN is as follows: You return to your car, get in, belt up & start the engine. As you are reversing out you notice a sheet of paper stuck to the back windscreen obstructing your vision, you get out to remove it & that's when the car-jackers pounce. The reason it affects women more than men is because they have purses containing ALL their personal details, (bank & credit cards, ID such as driving licences with home address information etc.) that's left on the passenger seat with (9 times outta 10) the ENGINE still running. Men on the other hand have WALLETS on their person, all the theives'll get is the car & the keys, it's the personal INFORMATION that does the most damage. So the next time you get into your car & see a sheet of paper over the back windscreen, lock the door & drive away QUICKLY, you can always take the paper off later.

    Hope this helps.
     
  5. jerseycat9

    jerseycat9 New Member

    Messages:
    2,544
    State:
    Oakwood Georgia
    Very usefull post reps to you.
     
  6. Mickey

    Mickey New Member Supporting Member

    Messages:
    14,592
    State:
    Illinois
    Important Info. Thanks for sharing brother.:lol:
     
  7. Wabash River Bear

    Wabash River Bear New Member

    Messages:
    3,019
    State:
    Indiana
    Thanks for the headsup!