In this times we are looking at how watch how we use our money, with the jobs falling off almost as quick as leaf off a tree and with the dim outlook of the prospect of jobs, If you are waiting for the the government to bail you out keep waiting. We often confuse the words need and want. We need very few things in life, food, water, clothes, a roof over our head, a job, and maybe some transportation, and health care. everything else is wants, How often have we said we need a new rod or reel, even if the ones we have work just fine, the word need, needs to replaced with want, If you can use the word want in place of need then maybe you just don't need it. I use this logic in buying my toys lately. If you look back in time as early as 40 yrs ago the purchase of our toys has been much less. Over the years advertising and keeping up with the Jones has been object one. How often do you see ads that drive you to the store and get that new toy. I fall into that trap as i'm sure as many of you do. I have been lucky enough to be able to get the things my kids want, they may have to wait a while but in time they will get it. Now with the times looking dim i have changed my approach on buying even the simplest of things, often i said i need now i say i want and do i need. I look at a reel and then think that could pay a bill or some other things we really need. How many times was the credit card pulled out with out a thought and that reel or tv was bought because we thought we needed it. Now looking back and ahead i see that the way we look at how money is spent will be the choice of keeping the things we need to keep warm, food on the table and able to get to work. Our nation is in a steep free fall, to prevent us form falling any more looking at our needs and wants is to be re-evaluated. I still want tons of stuff but, it will have to wait until all my needs and my family needs are safe and secure. We hope with our new president thing will improve but even if the simulation package passes tonight it will be a while if not years for it to show up in helping our economy.