Prepared for identity theft?

Discussion in 'General Conversation' started by FS Driver, Aug 26, 2007.

  1. FS Driver

    FS Driver New Member

    Messages:
    2,323
    State:
    swansea,illinoi
    i just recieved this in an email and if it has been posted here allready
    please excuse and disregard but to those who havent seen it this may be of some invaluable use to heed the message.


    ATTORNEY's ADVICE - NO CHARGE - Not A Joke If you dislike attorneys.....
    You will love them for these tips.
    Read this and make a copy for your files in case you need to refer
    to it someday. Maybe we should all take some of his advice! A corporate
    Attorney sent the following out to the employees in his company.
    1. Do not sign the back of your credit cards. Instead, put "PHOTO
    ID REQUIRED."
    2 Whe n you a re writing checks to pay on your credit card
    Accounts, DO NOT put the complete account number on the "For"
    line. Instead, just put the last four numbers. The credit card company
    knows the rest of the number, and anyone who might be handling your check
    as it passes through all the check processing channels won't have access to
    it.
    3.. Put your work phone # on your checks instead of your home
    Phone. If you have a PO Box use that instead of your home address. If you
    do not have a PO Box, use your work address. Never have your SS# printed
    on yo ur checks. (DUH!) You can add it if it is necessary. But if you have
    It
    printed, anyone can get it.
    4.. Place the contents of your wallet on a photocopy machine. Do
    both sides of each license, credit card, etc. You will know what you
    had in your wallet and all of the account numbers and phone numbers to
    Call and cancel. Keep the photocopy in a safe place.
    I also carry a Photocopy of
    my passport when I travel either here or abroad. We've all heard horror
    stories about fraud that's committed on us in stealing a Name, address,
    Social Security number, credit cards.
    Unfortunately, I, an attorney, have firsthand knowledge because my
    Wallet was stolen last month. Within a week, the thieve(S) ordered an
    Expensive monthly cell phone package, applied for a VISA credit card,
    had A credit line approved to buy a Gateway computer, received a PIN
    number from DMV to change my driving record information online, and more.
    But here's some critical information to limit the damage in case this
    happens
    to you or someone you know:
    5.. We have been told we should cancel our credit cards immediately.
    But the key is having the toll free numbers and your card Numbers
    handy so you know whom to call. Keep those where you can find them.
    6.. File a police report immediately in the jurisdiction where
    your credit cards, etc., were stolen. This proves to credit Providers you
    were diligent, and this is a first step toward an Investigation (if there
    ever is one).< BR>
    But here's what is perhaps most important of all: (I never even
    thought to do this.)
    7.. Call the 3 national credit reporting organizations Immediately
    to place a fraud alert on your name and also call the Social Security
    fraud line number. I had never heard of doing that until advised by a
    bank that called to tell me an application for credit was made over The
    Internet in my name. The alert means any company that checks your
    Credit knows yo ur information was stolen, and they have to contact you by
    Phone to authorize new credit.
    By the time I was advised to do this, almost two weeks after the
    theft, all the damage had been done. There are records of all the Credit
    checks initiated by the thieves' purchases, none of which I knew about
    before placing the alert. Since then, no additional damage has been
    done, and the thieves threw my wallet away this weekend (someone
    turned it in). It seems to have stopped them dead in their tracks.
    Now, here are the numbers you always need to contact about your
    wallet, if it has been stolen:
    1.) Equifax: 800-525-6285
    2.) Experian (formerly TRW): 888-397-3742
    3.) Tr ans Union: 800-6807289
    4.) Social Security Administration (fraud
    line):800-269-0271
    We pass along jokes on the Internet; we pass along just about
    everything.

    If you are willing to pass this information along, it could really
    help someone that you care about.
     
  2. bluejay

    bluejay Well-Known Member

    Messages:
    8,494
    State:
    Napoleon, Mo.
    Thanks. Passed that on. Thanks for the phone #s also.
     

  3. Hootowlc3

    Hootowlc3 New Member

    Messages:
    409
    State:
    Florida
    The bad part about all this is, the government doesn't prosecute the thieves.
     
  4. bootshowl

    bootshowl New Member

    Messages:
    2,288
    State:
    Indiana, J
    Who was the stand up comic who said his identity was stolen; but he obviously was doing pretty good....He was dating again and had bought a new car....?
     
  5. Phil Washburn

    Phil Washburn New Member

    Messages:
    7,680
    State:
    Shawnee OK
    prepared for it? i am PRAYING for it!

    i can't wait for someone to steal my debts!:smile2::smile2: