Possibly some good information

Discussion in 'General Conversation' started by kyredneck, Jan 27, 2007.

  1. kyredneck

    kyredneck New Member

    Messages:
    1,021
    State:
    Kentucky
    I did check the ph. nos. and they jive.
    ------------------------------------------------------------

    A corporate attorney sent the following out to the employees in his
    company.
    _
    1. The next time you order checks have only your initials (instead of
    first name) and last name put on them. If someone takes your checkbook,
    they will not know if you sign your checks with just your initials or
    your first name, but your bank will know how you sign your checks.

    2. Do not sign the back of your credit cards. Instead, put "PHOTO ID
    REQUIRED."

    3. When you are writing checks to pay on your credit card accounts, DO
    NOT put the complete account number on the "For" line. Instead, just
    put the last four numbers. The credit card company knows the rest of
    the number, and anyone who might be handling your check as it passes
    through all the check-processing channels will not have access to it.

    4. Put your work phone # on your checks instead of your home phone. If
    you have a PO Box, use that instead of your home address. If you do not
    have a PO Box, use your work address. Never have your SS# printed on
    your checks, (DUH!). You can add it if it is necessary. However, if you
    have it printed, anyone can get it.

    5. Place the contents of your wallet on a photocopy machine. Do both
    sides of each license, credit card, etc. You will know what you had in
    your wallet and all of the account numbers and phone numbers to call
    and cancel. Keep the photocopy in a safe place. Also carry a photocopy
    of your passport when traveling either here or abroad. We have all heard
    horror stories about fraud that is committed on us in stealing a name,
    address, Social Security number, credit cards.

    6. When you check out of a hotel that uses cards for keys (and they
    all seem to do that now), do not turn the "keys" in. Take them with you
    and destroy them. Those little cards have on them all of the
    information you gave the hotel, including address and credit card
    numbers and expiration dates. Someone with a card reader, or employee
    of the hotel, can access all that information with no problem
    whatsoever.

    Unfortunately, as an attorney, I have first hand knowledge because
    my wallet was stolen last month. Within a week, the thieve(s) ordered
    an expensive monthly cell phone package, applied for a VISA credit
    card, had a credit line approved to buy a Gateway computer and received
    a PIN number from DMV to change my driving record information online. Here is
    some critical information to limit the damage in case this happens to
    you or someone you know:

    1. We have been told we should cancel our credit cards immediately.
    The key is having the toll free numbers and your card numbers handy so
    you know whom to call. Keep those where you can find them.

    2. File a police report immediately in the jurisdiction where your
    credit cards, etc. were stolen.
    This proves to credit providers you were diligent, and this is a first
    step toward an investigation (if there ever is one). However, here is
    what is perhaps most important of all (I never even thought to do
    this.)

    3. Call the three national credit reporting organizations immediately
    to place a fraud alert on your name and Social Security number. I had
    never heard of doing that until advised by a bank that called to tell
    me an application for credit was made over the Internet in my name. The
    alert means any company that checks your credit knows your information
    was stolen, and they have to contact you by phone to authorize new
    credit. By the time I was advised to do this, almost two weeks after
    the theft, all the damage had been done. There are records of all the
    credit checks initiated by the thieves' purchases, none of which I knew
    about before placing the alert. Since then, no additional damage has
    been done and the thieves threw my wallet away this weekend (someone
    turned it in). It seems to have stopped them dead in their tracks.

    Now, here are the numbers you always need to contact about your
    wallet and contents being stolen:

    1.) Equifax: 1-800-525-6285
    2.) Experian (formerly TRW): 1-888-397-3742
    3.) TransUnion: 1-800-680-7289
    4.) Social Security Administration (fraud line): 1-800-269-0271

     
  2. Katmandeux

    Katmandeux New Member

    Messages:
    1,618
    State:
    Checotah, Oklahoma
    Excellent!

    I keep getting blocked when I try to give reps...making me nuts! What's the deal?!?!
     

  3. MRR

    MRR New Member

    Messages:
    4,947
    State:
    Louisiana,Mo.
    Don't know, try sending in a trouble ticket.Maybe they can help solve the mystery.
     
  4. olefin

    olefin New Member

    Messages:
    3,908
    State:
    Texas
    .
    Done that for years but any more no one ever sees it for I have to swipe my own card.
    And the ones that swipe the card never look at the back.
    We pay our credit card on line and once in a blue moon write checks for anything.

    From what I read that has never happen but suppose it could.

    Item 5 and the last three items are excellent info!

    Now if I just knew where I had those phone numbers. :lol:
     
  5. Pennsylvaniacatchaser

    Pennsylvaniacatchaser Well-Known Member

    Messages:
    11,359
    State:
    Sarver, Pa
    Thanks Larry! Some good advice in your post!
     
  6. shaddaddi

    shaddaddi New Member

    Messages:
    53
    State:
    smith mountain lake,VA
    I have had my cabelas account # stolen twice now. Each time the account was thereafter cancelled and a new account# was created. Never used it in the physical world...only online AT cabelas where THEY store your info in their club and it can only be accessed through a secured page. I love cabelas, but watch closely any account you use with them!! Everything was nickel and dime stuff that they(theives) hope you wouldn't notice. One person was from the U.S. and the other was from Latvia. the second occurence happened before I ever removed the new card from the Cabelas envolope!!!
     
  7. kat in the hat

    kat in the hat New Member

    Messages:
    4,875
    State:
    Missouri
    Good post. Thanx for sharing. Ya gotta stay on top of things these days.
     
  8. kat in the hat

    kat in the hat New Member

    Messages:
    4,875
    State:
    Missouri
    Just because these things haven't happened to you doesn't mean they don't or can't happen. Identity theft is a huge business these days, and anything you can do to protect yourself, the better your chances of not being targeted. Sounds like this guy knows what he's talking about. Again, good info.
     
  9. olefin

    olefin New Member

    Messages:
    3,908
    State:
    Texas
    Maybe, you should reread my post. Seems you made it into something that I did not say.

    Did I say Identity Theft wasn't possible?

    I give kyredneck's post credit for the good information as I stated in my post, in fact, I gave him REP Points right after I posted! Did you?

    But I also mention the parts that was not so good info like "Photo ID Required" on your credit card. I've had credit cards for over 20 years and I tried that long before this "Forward" hit the internet. If anyone uses a credit card today they will know what I'm talking about.
    The part about Hotel keys is a Hoax.
     
  10. kat in the hat

    kat in the hat New Member

    Messages:
    4,875
    State:
    Missouri
    Sorry Bro. Can't be too careful with all the thieves out there. Nowadays cards don't usually reach the hands of a clerk, but a few years back they did, and card readers are cheap, and easy to aquire. It was quite easy for someone to scan your card without your knowlege. Didn't mean to argue.
     
  11. Ol Man

    Ol Man New Member

    Messages:
    3,170
    State:
    Illinois