We just found out last night that my family we selected as one of the 4 families this year to be selected to get a house through Habitat for Humanity. We are so excited. So, in a bout 2 years and 3000 hours of "sweat equity", we will be in a brand new house. The house will only cost us about $54,000 and there will be no interest on our mortgage. We will instantly have about $30,00 in equity when w move in since the house is worth much more than what they are able to build it for. And, our mortgage payments will only be bout $350 per month including tax and insurance. Anyways, we are very excited and I just had to share. If anyone would like more info on Habitat for Humanity, I would be happy to give more info, but I don't want to make this post too long.