Don't know about you but heres my approach. If I'm on the water and it starts to blow a bit and the rain starts comein down I stay. I'm prepared for it. Got the rain gear in the boat and it only takes a second to get it on. Besides, ya can see it comein most of the time and ya can take a pre-emptive strike. Now, if the weather is gonna be wet and windy before I'm on the water its mission scrubbed. One thing to be fishin and have it come in on ya but to start out in it. NAH!!!! I'll just stay home and snell some hooks or see if the Mrs. is feelin frisky. LOL! YOUR THOUGHTS. THANX!