this has happened a couple times recently i get a credit card company calling in the evening and when i answer they ask for my wife by her name . i replied that she wasn't here right now ,could i take a message ? they come back with no they would just call back . i pretty much got hung up on after trying to press the issue of what the call was about . has this happened to any of you ? it aggrivates me to think that if something god forbid happened to my wife i am pretty sure they would be wanting to talk to me then as i assume i am responsible for her debt , correct? what should i do about a call that comes down to this situation in the future? or am i stupid for not haveing my name on her card that she has had either A. before i met her or B. she has applied for without my approval ?